Barring any unforeseen circumstances, it appears that I am finally going to be returning to work on Wednesday, January 9th..
But it isn’t exactly on my terms..
A couple weeks ago, I went to see my doctor; one of the many follow up appointments regarding my back injury. I explained to him that I needed to return to work because it won’t be long before we have no resources/options left. (Yes, I know that “wii” went a little overboard on Christmas, but even without that, it wouldn’t be long anyways). Anyhow, at this appointment, I asked him for a note to return to work, but he said no. He did give me a note for “work conditioning and strengthening”. He wanted to have me do it for 3-4 weeks, but I convinced him to see how I was doing about 2 weeks into it.
I’m sure some of you have been through this type of program. It isn’t cheap. I phoned around to a couple places, and the average price is $40-45 an hour. That’s $160-180 per day.. and I’m supposed to do this 4 days a week. Clearly, I’m not going to be able to pay for it one my own, but my doctor said that my long-term disability benefits should pay for it..
After a few days of trying to track down an answer, I got one today from BC Life/Pacific Blue Cross.. in short, they said that they “wouldn’t be likely to pay for it up front, unless it was part of a return to work strategy”. I told the lady on the phone that I was attempting to return to work, and this was part of the plan. Then, the lady said that “I could go now, and pay for it myself and TRY to get reimbursed later.”
I’m sorry? I’m still waiting for the LTD Benefits to be approved. I figured switching from Short-Term to Long-Term would have been fairly easy, but apparently not.. and where am I supposed to pull that kind of cash?
At this point, I’ve called my doctor and arranged for a note to return to work next week. I haven’t done anything for 5 1/2 months, and it’s going to take some time to get back into shape to properly do my job. In the meanwhile, I’ll have a higher risk of re-injury because I haven’t gone through any sort of program to return to work..
So… we’ll see.. I’ve wanted to return for a while now, and now that I am going to be, I am a little nervous about how I’ll do.. The last thing that I need is to hurt myself (even worse) and end up back off within a few days.. I’m going to do what I can to keep safe, but the risk is there..
Foolishly, I assumed that BC Life would have preferred to pay for a few weeks of therapy and then send me back. Alternatively, I could stay on LTD for months still…
I’ve enjoyed staying home with my girls. I’ve been able to spend time with them, play games with them, get Lizzy off to school, and put the younger two down for a nap.. The down side is that it doesn’t (financially) pay to stay home.. it’s too bad.. I could easily be a stay-at-home dad..
Oh well.. we’ll see how this returning to work goes..